How to Apply for Insurance During the Special Extended Enrollment Period

Apicha Community Health Center Aug 24, 2020  

Apicha CHC

If you haven't heard already, New York has extended its special health insurance enrollment period until December 31, 2020. In this blog, we're going to break down all the information you need to know about the special enrollment period.

1. What is the special extended enrollment period?

The COVID-19 pandemic has affected everyone, and many New Yorkers have lost their health insurance due to unemployment, or aren't insured. This special extended enrollment period is meant to assist those affected by COVID-19 to get coverage. 

2. What is the deadline for this extended enrollment period?

The enrollment period has been extended until December 31, 2020.

3. I just lost my employment coverage. By when do I need to apply for insurance?

Individuals who have lost employer coverage must apply within 60 days of losing that coverage and individuals who have lost income may be eligible for Medicaid, the Essential Plan, Child Health Plus, or subsidized Qualified Health Plans

4. Once I apply, when will my new insurance become active?

Individuals who enroll in Qualified Health Plans through NY State of Health or directly through insurers by October 15, 2020 will have a choice of coverage start date of either October 1, 2020 or November 1, 2020.  Those enrolling between October 16 and December 15, 2020 will have a choice of coverage start date of November 1 or December 1, 2020.

Those enrolling between December 16 and December 31, 2020 would get a January 1, 2021 coverage start date.  Importantly, consumers will have the option to continue their enrollment in the same plan in 2021 without a break in coverage.  Individuals who are eligible for other NY State of Health programs - Medicaid, Essential Plan and Child Health Plus - can enroll year-round.  Finally, as directed by Governor Cuomo, all New York insurers have waived cost sharing for COVID-19 testing. 

5. Where can I apply for coverage?

Consumers can apply for coverage through NY State of Health online at nystateofhealth.ny.gov, by phone at 1-855-355-5777, and by connecting with a free enrollment assistor

Additional information on NY State of Health insurance options during the coronavirus emergency can be found here. Department of Financial Services information and resources during the coronavirus emergency can be found here

How Apicha CHC can help you

If you need assistance applying for health insurance, Apicha CHC can help. Our health insurance enrollment navigators are specially trained to guide you through the application process and answer any questions you may have. In line with current social distancing recommendations, health insurance services are currently available over the telephone or confidential video conferencing. To schedule an appointment with one of our enrollment navigators, click the link below.

 

 


Ready to take action about your health?
 request an appointment

Subscribe For Updates

What's the Difference Between Nonbinary & Genderqueer?

What's the Difference Between Nonbinary & Genderqueer?

Understanding different identities can be difficult, but it's also incredibly important. And for...
Don't Miss the 2020 Census & Insurance Enrollment Deadlines!

Don't Miss the 2020 Census & Insurance Enrollment Deadlines!

The census and insurance enrollment are two important parts of your life -- and this month is the...
Early Signs of HIV

Early Signs of HIV

Early HIV is the beginning stage of HIV disease, right after HIV infection occurs.
How to Support Someone Who is Transitioning

How to Support Someone Who is Transitioning

Making the choice to transition is a big milestone. Whether it’s your partner, a friend, or anyone...
Everything You Need to Know About the 2020 Census

Everything You Need to Know About the 2020 Census

The 2020 Census is here, and is key to improving quality of life for everyone. If you haven't heard...
FAQ: What to Know About HIV & COVID-19 Vaccines

FAQ: What to Know About HIV & COVID-19 Vaccines

As of February 19, New Yorkers with HIV are eligible to receive a COVID-19 vaccine. If you are...
Open Enrollment Extended Again, Now Through May 15

Open Enrollment Extended Again, Now Through May 15

Governor Andrew M. Cuomo announced this week that New York's health insurance Open Enrollment...
HIV Prevention: What is PEP?

HIV Prevention: What is PEP?

If you know what PrEP is, chances are you've also heard of PEP. While PrEP is best known as an HIV...
'Walking While Trans' Ban Repealed

'Walking While Trans' Ban Repealed

Governor Andrew M. Cuomo signed legislation (S.2253/A.654) repealing portions of a law —known as...
Apicha CHC Mourns Passing of Corky Lee, Visionary Asian & Pacific Islander Photographer

Apicha CHC Mourns Passing of Corky Lee, Visionary Asian & Pacific Islander Photographer

“I generally refer to myself as an ‘ABC from NYC.’ That’s short for American-born Chinese from New...