Get Ready for the Healthcare Open Enrollment Period

Apicha Community Health Center Nov 25, 2015  

 Apicha CHC

The healthcare open enrollment period is just around the corner and it is the key time for those who are eligible to enroll in a Qualified Health Plan. The open enrollment period officially begins on November 15th, but you can start preparing your application now and avoid the rush!

What You Need to KnowAbout Healthcare Open Enrollment

Enrollment occurs on in the New York State of Health which is moderated by New York State. The enrollment period runs from November 15th to February 15th, although some life events may qualify an individual to enroll under Special Enrollment Periods.

When you fill out your application you will find out if you qualify for:

You can start your application by visiting https://nystateofhealth.ny.gov/ or feel free to call Melissa Lozano at 646-744-0995 if you would like further assistance. Once you have received your application results it will be time to analyze your options. Check out this extensive resource with tips on how to compare health plans.


Do you need quality healthcare with a sliding scale payment option? Request an appointment


The Bottom Line

To help encourage the importance of enrolling in health insurance, there has also been a financial penalty put in place for those who are required to have health insurance.

This year the penalty for lack of health insurance is either 1% of your income, or $95 per adult ($47.50 per child), whichever is higher. Additionally, the penalty increases every year. In 2015 it’s 2% of income or $325 per person. In 2016 and later years it’s 2.5% of income or $695 per person. After that it's adjusted for inflation.

Don't let yourself get hit with these fees, and more importantly, don't ever let yourself go without insurance as there are much more drastic consequences that can occur! Health insurance is one of the most important things in managing anyone's wellbeing and as such it is worth putting in the time to make sure you are enrolled on time and have the right coverages.

Need a reminder? Download this flyer or print it out to help you save the date and stay on task!

Apicha Community Health Center | LGBT Health Center in NYC


Ready to take action about your health?
 request an appointment

Subscribe For Updates

Early Signs of HIV

Early Signs of HIV

Early HIV is the beginning stage of HIV disease, right after HIV infection occurs. If you were not...
Transgender Sexual Health Guide: Safer Sex

Transgender Sexual Health Guide: Safer Sex

When it comes to sex, there’s a serious lack of resources available to transgender people that...
What you need to know about PrEP, the HIV Prevention Pill

What you need to know about PrEP, the HIV Prevention Pill

  What You Need to Know About PrEP PrEP or pre-exposure prophylaxis, the HIV prevention pill, has...
Using Hook-Up Apps in 2017: Emotional Health

Using Hook-Up Apps in 2017: Emotional Health

"Using Hook-up Apps in 2017" is a series addressing issues of safety, racism, and emotional health....
PrEP and Vacation: Best Practices for Staying on top of Your PrEP

PrEP and Vacation: Best Practices for Staying on top of Your PrEP

Before you know it, summer will be here (it kind of already is). That means vacation and traveling!...
Attention: Important Notice for SNAP Recipients About Your February Benefits

Attention: Important Notice for SNAP Recipients About Your February Benefits

Because of the federal government shutdown, most SNAP recipients will receive their February SNAP...
New York Passes Historic GENDA Legislation Protecting Transgender Community

New York Passes Historic GENDA Legislation Protecting Transgender Community

This week, the New York legislature passed historic transgender anti-discrimination law. Commonly...
Governor Cuomo Announces Proposal to Raise Tobacco & E-Cigarette Sales Age

Governor Cuomo Announces Proposal to Raise Tobacco & E-Cigarette Sales Age

Governor Andrew M. Cuomo announced a proposal to raise the minimum sales age for tobacco and...
Mayor de Blasio Announces Plan to Guarantee Health Care for all New Yorkers

Mayor de Blasio Announces Plan to Guarantee Health Care for all New Yorkers

Mayor Bill de Blasio announced his administration will launch the largest, most comprehensive plan...
Substance Abuse 101: Marijuana

Substance Abuse 101: Marijuana

Marijuana is another substance that is commonly abused. Although some states have legalized its...